Mortgage topics

Guides to help with mortgage decisions

Short topic overviews on Compare My Rate. Full guide articles will be added here in a future update.

Popular

First-time buyers

Key topics when getting your first mortgage, from deposits to completion.

Essential

Remortgaging

When to remortgage, how to switch lenders and what fees to watch out for.

Investors

Buy-to-let

Understanding BTL mortgages, rental coverage and tax considerations for landlords.

Rates

Fixed vs tracker

How fixed, tracker and variable rates differ when you compare products.

Costs

Mortgage fees explained

Arrangement fees, valuation costs, legal fees and how they affect the true cost.

Credit

Credit score & mortgages

How your credit history can affect approval and rates when you apply.

Mortgage calculators

Use our live repayment and stamp duty calculators while you explore these topics.

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